ParaLoans

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The Sims · Paralives · Life Sim Content

ParaLoans

Need extra cash without using money cheats? ParaLoans adds a simple household loan system for players who want more realistic financial gameplay.

Access it through Use Phone > Loans.

Choose a loan from P 5,000 to P 100,000, with 10% interest paid upfront. Your household must already have enough funds to cover that interest before taking the loan.

Simple Loans, Full Control

• Five loan amounts from P 5,000 to P 100,000

• Only one active loan per household

• Your current repayment amount is shown directly in the Loans menu

• Repay whenever your household can afford the full principal

• Full repayment returns 50% of the interest originally paid

• Loans remain active across saving, quitting, and restarting

For example, a P 25,000 loan costs P 2,500 upfront. Repay the P 25,000 later and receive P 1,250 back.

No deadlines. No scheduled payments. No late fees. No automatic collections.

Borrow when you need it, repay when you're ready, and keep your household finances part of the gameplay..

Found a bug?

The mod has been tested, but if you encounter any issues, please let me know so I can investigate them.